CAP Debt Advice and Support

Christians Against Poverty partnered with Bethshan Church to open the Sunderland CAP Centre in April 2011. CAP is an award winning, national debt counselling charity with a network of over 200 centres based in local churches.

Struggling with debt?

Whatever your situation, there is hope! Our advice is confidential, free and open to anyone in need from all walks of life, whatever your religious beliefs or the size of your debt. To book an appointment call CAP’s freephone number 0800 328 0006. To find out more visit

CAP offers hope and a solution to anyone in debt through its free, unique, in-depth service. It aims to show God’s love in action by providing sustainable poverty relief through debt counselling, advice and practical help. CAP’s unique ‘hands on’ approach empowers people to help themselves out of poverty and be released from the fear, oppression and worry generated by overwhelming debts. We are providing sustainable poverty relief as our service teaches clients vital budgeting skills that will last a lifetime.

How it works:

A debt coach meets clients in their homes gathering the necessary information and paperwork. This is then sent to the CAP Operations Centre in Bradford, England where a Specialist Debt Counselling Team negotiates with creditors and works out a realistic repayment plan for the clients, getting interest stopped and charges dropped. The Debt Coach then meets with the client bringing this practical solution.

Our Sunderland CAP Centre Manager is Pam Walton and within the first two years of operation the Sunderland Centre had almost 70 clients booking in with us, many of whom had been living in fear, anxiety, and depression; some even despair of life itself. In addition to debt counselling, we also seek to provide emotional support, so a Befriender from our volunteer Support Team accompanies Pam for all visits as well as providing additional follow-up support with clients. Through this emotional and practical support, many clients have said they ‘felt the pressure lift off them’.